Mortgage Protection

Life happens.

We have you covered

Ensure the safety of your loved ones, protect your home and keep your savings safe with life and disability insurance for your mortgage.

keep your savings safe with life and disability insurance for your mortgage.

Protect your family, your home and your future with life and disability insurance for your mortgage.

By taking this essential step, you can rest easy knowing that you, your loved ones and your financial security are safeguarded from unexpected life events. Don't wait any longer; secure your financial future today with life and disability insurance for your mortgage.

How can we help?

Disability insurance

With disability insurance, you get coverage that makes your mortgage payments while you get better. Keep living life with peace of mind knowing you have a backup plan.

Loss of employment insurance

With disability insurance, you get coverage that covers your mortgage payments while you recover. Live with peace of mind knowing you have a backup plan.

Critical illness insurance

With disability insurance, you get coverage that makes your mortgage payments while you get better. Keep living life with peace of mind knowing you have a backup plan.

Benefits of Mortage insurance

Image

Blocked premiums

Get the guarantee of secure and stable costs with locked-in premiums for up to 12 months.

Image

Flexible coverage

Tailor mortgage insurance protection to your needs and budget. Whether you're a first-time homebuyer or a veteran homeowner, you can find the coverage you need to protect you and your famil

Image

Easy application and quick approval

You will receive approval within a few hours, allowing you to make quick decisions and move forward with your plans.

Image

Short waiting period

You won't have to wait long to start benefiting from mortgage insurance protection. Our policies allow you to enjoy the security of knowing that you and your family are covered right away.

Need help?

Frequently Asked Questions

I already have insurance, why do I need mortgage protection insurance?

Mortgage protection insurance is a type of insurance that is designed to help pay your mortgage in the event of unexpected life events, such as death, disability or job loss. While you may already have other types of insurance, such as life insurance or disability insurance, mortgage protection insurance may offer additional coverage and benefits that can be tailored specifically to your mortgage.

How do I get approved?

The mortgage protection insurance approval process is usually straightforward and may include the following steps:

How is my insurance premium calculated?

The calculation of your insurance premium will depend on a variety of factors, including the type of insurance you are purchasing, your age, health status and other relevant risk factors, as well as the terms and conditions of the policy.

What happens if I refinance or sell my home?

If you refinance or sell your home and still have mortgage protection insurance in force, you may have some options depending on the specific terms and conditions of your policy.

What are the limitations and exclusions?

Mortgage protection insurance limitations and exclusions may vary by specific policy and insurance company. Here are some common limitations and exclusions you may encounter:

Can I cancel my coverage at any time?

Yes, in most cases, you can cancel your mortgage protection coverage at any time. However, canceling your coverage may result in the loss of any benefits or premiums paid, so it is important to carefully consider your decision before canceling.

Coverage for you and your loved ones

© 2024 All Rights Reserved | Kalam Insurance Group